my goodness, look at your state of california. the dingbats in california just raised the highest income tax to 13%. every businessperson is going to move to texas, which by wait is the fastest growing state in the country, which has no income tax. i do think the evidence is strong in this, and i don't want to see the united states go down the route of california because california is the state looking bad right now. >> we want to be fiscally responsible and pay the bills. we're going to come back and hear from mohammad about that and david walker. stay with us. you're watching a very animated version of "your money." >>> okay, i got the panel back. i want to get right into it. steven moore points out that california is a bad example because state tax rates are so high in order to pay for some of the investments they've made. your response? >> so i would say, just do the math. do the math. everybody agrees that in order for us to improve our prospects, we need the following. we need tax reform, renewe need entitlement reform. in o